Do You Need Total and Permanent Disability Insurance if You Have Trauma Cover?
added by admin on 02.11.09
There are so many different insurance options out there that sometimes they can get confusing. For example, you might assume health insurance will cover all medical expenses and neglect trauma insurance because of that (when trauma cover is also designed to cover other expenses so you can focus on recovery). The same kind of confusion can come between trauma cover and total and permanent disability insurance. Do you really need both? Read More
What Conditions Qualify for TPD Insurance Benefits?
added by admin on 02.11.09
When it comes to paying benefits, total and permanent disability insurance can be a little more confusing than other types of insurance policies. That's because a condition might be covered for one policyholder but not another. Let's look at why. The foundation of total and permanent disability insurance policies is that they cover you should you become permanently disabled and unable to work. That's the key -- your ability (or lack thereof) to continue working. While a certain condition might mean someone else can't return to work they're qualified to do, it doesn't mean the same is necessarily true for you or other policyholders. Read More
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